Thursday, May 29, 2008

Day 7: One week Down, Almost

Tomorrow marks a week since the last school bell rang. Wow. It's been unreal. Really!

It's been a pretty good day so far today. We went to a friends house to hang out all morning and the kids had a blast playing with the other kids. Said 'friend' (I really don't know her all that well) has 4 kids and seems just as, if not more, dysfunctional than me! Score! Just kidding...really, it's nice to know that I am not the only mom that goes a little crazy sometimes.

I went to a financial counselor yesterday to talk about getting onto a debt management program. We went over all of the necessary information and at the end, the counselor said that in her opinion, we would be "better off filing for bankruptcy". Turns out (as if I didn't already know) that we are in the hole almost $1800 every month. There is no way I can make that up on my own unless I work full time to come up with the deficit and then work a part time job to pay for daycare while I work full time! It really feels like we are trapped with no real way out. When I told hubby what I was told, I could tell he was feeling really bad about it. He knows that his getting fired from his well paying job over 2 years ago put us in this tailspin, so I did not mention it again. Really, I have learned that it does no good to rub that in his face.

Ironic thing is, it will cost us $1200+ to go through a bankruptcy attorney. How weird is that--'We know you're broke enough to have to file bankruptcy, so fork over the money so we can file for you'. Ah...whatever.

Life goes on, right?

Signing off as the kids are on the move and are yelling the roof off the house.

1 comment:

mums_hugs said...

Before you file for bankruptcy I would like you to check out I know it is an aussie site, but look anyway and see if you can find something similar in America, or even go with this one and see what hints and tips you can get to help you out of this mess. I am already saving $250 per month because I joined up (it paid for itself within the first month), but I went two years without joining, just getting the free newsletter and I got some great tips from that. I have no business wiht SS, except that I am a reader and a poster and a user and I have seen what an enormous difference it has made for so many people.

Believe me, you can do it, and do it without filing.

Big hugs for you all